/* Loan landing page styles — extends blog.css */
@import url("../blog/blog.css");

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,0.75);
  font-size: 0.85rem;
  margin-bottom: 22px;
  text-decoration: none;
}
.back-link:hover { color: white; text-decoration: underline; }

.hero-cta-row { margin-top: 28px; }

.btn-gold {
  background: var(--gold);
  color: var(--navy-dark);
  padding: 13px 26px;
  border-radius: 8px;
  font-weight: 600;
  display: inline-block;
  text-decoration: none;
  transition: transform 0.15s, opacity 0.15s;
}
.btn-gold:hover { transform: translateY(-1px); text-decoration: none; opacity: 0.95; }

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
  margin: 28px 0 44px;
}
.benefit-card {
  background: var(--gray-100);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 22px;
}
.benefit-card h3 {
  color: var(--navy);
  font-size: 1.05rem;
  margin: 0 0 8px;
  font-weight: 600;
}
.benefit-card p {
  color: var(--gray-700);
  font-size: 0.94rem;
  margin: 0;
  line-height: 1.55;
}

.eligibility-list {
  list-style: none;
  padding: 0;
  margin: 0 0 40px;
}
.eligibility-list li {
  padding-left: 30px;
  position: relative;
  margin-bottom: 14px;
  color: var(--gray-700);
  font-size: 1.05rem;
  line-height: 1.6;
}
.eligibility-list li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  top: 1px;
  color: var(--blue);
  font-weight: 700;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
  margin: 28px 0 44px;
  counter-reset: step;
  position: relative;
}
.process-steps::before {
  content: "";
  position: absolute;
  top: 37px;
  left: 6%;
  right: 6%;
  height: 2px;
  background: var(--gray-200);
  z-index: 0;
}
.process-step {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 22px;
  position: relative;
  z-index: 1;
}
.process-step .step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px; height: 30px;
  background: var(--blue-light);
  color: var(--blue);
  border-radius: 50%;
  font-weight: 700;
  font-size: 0.9rem;
  margin-bottom: 12px;
}
.process-step h3 {
  color: var(--navy);
  font-size: 1.02rem;
  margin: 0 0 8px;
  font-weight: 600;
}
.process-step p {
  color: var(--gray-700);
  font-size: 0.92rem;
  margin: 0;
  line-height: 1.55;
}

.faq-item {
  border-bottom: 1px solid var(--gray-200);
  padding: 20px 0;
}
.faq-item:last-child { border-bottom: none; }
.faq-item h3 {
  color: var(--navy);
  font-size: 1.08rem;
  margin: 0 0 8px;
  font-weight: 600;
}
.faq-item p {
  color: var(--gray-700);
  margin: 0;
  font-size: 0.98rem;
  line-height: 1.6;
}

.related-link-box {
  background: var(--blue-light);
  border-radius: 10px;
  padding: 18px 22px;
  margin: 8px 0 36px;
  font-size: 0.98rem;
}
.related-link-box a { font-weight: 600; }

@media (max-width: 860px) {
  .benefit-grid, .process-steps { grid-template-columns: 1fr; }
  .process-steps::before { display: none; }
}